About Palmerini Wealth Sciences

Clarity Through Science. Support Through Partnership.

You’ve worked hard to build your future. Now you deserve a plan built with the same level of discipline and care.

At Palmerini Wealth Sciences, we help people transition confidently into retirement through a scientific, structured approach to financial planning. We don’t guess—we measure. We don’t chase trends—we follow research. Most of all, we put you at the center of every conversation.

Our Mission

Palmerini Wealth Sciences was created to help people learn the truth of personal finance.  We are educators; we teach our clients scientific and economic principles that can be employed throughout their financial model across their entire lifetime.  We act as macroeconomic managers who teach people how to make the best possible financial decisions using the scientific method.  We form collaborative relationships with our clients and together we utilize science to create more wealth and more benefits with less risk by uncovering hidden wealth eroding factors and introducing economic principles into their personal financial model.

How We Work

A Research-Based Process That Helps You
Move Forward with Confidence

You’ve spent years building your retirement savings—now the challenge is knowing how to use that money wisely. That’s where we come in.

How We Work

A Research-Based Process That Helps You Move Forward with Confidence

You’ve spent years building your retirement savings—now the challenge is knowing how to use that money wisely. That’s where we come in.

Our Mission

Palmerini Wealth Sciences was created to help people learn the truth of personal finance.  We are educators; we teach our clients scientific and economic principles that can be employed throughout their financial model across their entire lifetime.  We act as macroeconomic managers who teach people how to make the best possible financial decisions using the scientific method.  We form collaborative relationships with our clients and together we utilize science to create more wealth and more benefits with less risk by uncovering hidden wealth eroding factors and introducing economic principles into their personal financial model.

Our process is designed to help you answer the big questions with clarity and confidence:

  • How do I create a sustainable spending plan without running out of money?
  • What’s the best way to transition from a steady paycheck to income distributions from my portfolio?
  • How do I protect my retirement savings in volatile markets?
  • What is the most tax-efficient way to withdraw income in retirement?
  • When should I and my spouse claim Social Security benefits?

Our process is designed to help you answer the big questions with clarity and confidence:

  • How do I create a sustainable spending plan without running out of money?
  • What’s the best way to transition from a steady paycheck to income distributions from my portfolio?
  • How do I protect my retirement savings in volatile markets?
  • What is the most tax-efficient way to withdraw income in retirement?
  • When should I and my spouse claim Social Security benefits?

We don’t rely on guesswork. We use advanced planning tools, financial modeling, and behavioral finance principles to guide every recommendation. Here’s what that looks like:

We don’t rely on guesswork. We use advanced planning tools, financial modeling, and behavioral finance principles to guide every recommendation. Here’s what that looks like:

We Start With You

Before we talk numbers, we get to know your story—your values, your goals, and the lifestyle you want to maintain in retirement.

We Use Science to Build a Smarter Plan

Every strategy is designed using a data-driven framework tailored to your specific needs. From asset allocation and tax strategies to Social Security optimization and risk protection, we build a cohesive plan that makes sense.

We Stay With You, Every Step of the Way

Retirement isn’t a one-time decision—it’s a series of transitions. As your life changes, we adjust your plan accordingly, keeping everything aligned and on track.