Broker Check

What I Do....

  • I engage my clients in a method of investigation to identify problems and conduct experiments to explore observations and answer questions. 
  • I form partnerships with my clients and provide education in economic concepts. I use advanced technology to teach people how to identify hidden, lost opportunity costs, which can be recaptured to increase wealth and return rates without introducing additional risk.
  • People have been taught by financial advisors to measure financial success by evaluating internal rates of return embedded within managed portfolios against an indexed benchmark.  However, that is misguided because it does not consider external rates of return or portfolio management comparative analysis against peers using scientific methods.   
  • I work with portfolio managers who create personalized portfolios for my clients that use scientific algorithms to generate above-average returns and limit losses during extreme market volatility, thus providing peace of mind and significant buying opportunities by taking advantage of depressed prices when markets stabilize.  
  • I show people how to think about their Social Security benefits as a cash flow that can be used to increase their wealth & happiness during their lifetimes rather than considering seriously flawed break-even benefit-claiming strategies.
  • I teach people how to develop spending & withdrawal plans.
  • I help people create optimal financial strategies that pay for the high costs of healthcare, home care, adult day care, or an extended stay in a nursing home which reduces the risk of running out of money during their retirement years.
  • I work with advanced estate planners to help ensure my client’s assets are passed onto their heirs according to their wishes with the lowest income and estate tax possible.
  • I charge a flat fee, and I engage my clients in educational conversations on creating the optimal retirement plan.

Who I Work With....

  • Are you a professional who has worked all their lives and countless hours to accumulate a significant retirement portfolio?
  • Are you nearing retirement and wondering how to transition from earning a steady paycheck to distributing income out of your retirement portfolio?
  • Are you wondering how to be sure you are making the right financial decisions as you transition into retirement?
  • Are you wondering how to navigate market volatility, taxes, Social Security, Medicare, longevity, long-term care, and other risk factors you will face in retirement?

Do you need help answering these questions....

  • How do I create a spending/withdrawal plan that allows me to enjoy retirement without worrying about running out of money?
  • How can I protect my retirement savings in times of extreme market volatility throughout my retirement years?
  • How can I increase my rates of return so I can easily outpace inflation without taking on additional risk?
  • What is the optimal asset allocation strategy for my financial situation?
  • How can I lower my federal income tax liability during my retirement years?
  • How do I pay for the high cost of long-term care without paying significant premiums for long-term care insurance?
  • What is the optimal Social Security benefit strategy for myself and my spouse?

I help my clients develop....

  • A retirement income plan that creates an environment of abundance so they can feel free to spend and enjoy their retirement savings during their entire lifetime.
  • An asset protection plan that shields their assets from excessive market volatility and allows them to have more peace of mind during their retirement years.
  • A capital appreciation plan that consistently outpaces inflation.
  • A tax-efficient income plan that includes Social Security benefits maximization strategies and Medicare optimization.
  • An estate plan that protects assets and incorporates a legacy plan that transfers wealth to their heirs or favorite charity in the most tax-efficient way possible.
  • A trusting partnership with an authentic financial professional who always acts in their best interest as fiduciary.
Palmerini Wealth Sciences

Palmerini Wealth Sciences

As an independent firm, we are committed to offering complete objectivity and unbiased advice.

Meet Dennis Palmerini
Our Services

Our Services

We offer a full range of investment and financial services and have access to a wide array of solutions.

Go to Our Services
Our Mission

Our Mission

We strive to build long-lasting relationships with our clients, offering education and guidance.

Go to Our Approach
Our Professionals

Our Professionals

Our team approach offers a range of services to provide more benefits to our clients.

Our Resources

Our Resources

Our resource center offers a broad spectrum of timely, informative articles written with you in mind. 

"Financial freedom is available to those who learn about it and work for it.

- Robert Kiyosaki

Tell Us How We Can Help You Today

Thank you!

Download Our Estate Strategies: Critical Elements of an Estate Plan Ebook!

Taking steps to help protect your estate is a financial imperative. Luckily, we're here to help. This ebook outlines the critical elements to consider as you explore your estate strategy.